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Note: This section is under construction.  It takes a lot of time to summarize comprehensive details on about 200 different credit cards.  This notice will be removed when this page is finalized.

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Table of Contents

American Express

Summary
Bonus: $250 bonus after spending $1,000 in 3 months
Earnings: Earns 3% cash back at U.S. supermarkets, 2% at U.S. gas stations and 1% everywhere else
Special Perks: None
Fees: No annual fee
The Pointer's Take: Great no-annual-fee card for everyday spending with a decent sign up bonus.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: $250 bonus after spending $1,000 in 3 months
Earnings: Earns 6% cash back at U.S. supermarkets, 3% cash back at U.S. gas stations and 1% everywhere else
Special Perks: None
Fees: $95 (not waived in the first year)
The Pointer's Take: It's a good card if you spend enough on groceries and gas to justify the annual fee versus the Everyday version.
Bonus
Earnings
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Special Notes
Summary
Bonus: $150 bonus after spending $1,000 in 3 months.  Extra $100 bonus for spending an additional $6,500 in 12 months.
Earnings: Earns 1.5% cash back everywhere
Special Perks: None
Fees: No annual fee
The Pointer's Take: I'd sign up for the initial bonus, but not use the card for everyday spend after I got the bonus.  You can do better than 1.5% everywhere.  It's not worthwhile to go for the extra $100 bonus after spending an additional $6,500. With the base earning rate (1.5 cents/dollar), that's only $197.50 or ~3 cents/dollar for that additional spend. I'd rather put that spending toward a bonus on a new card (usually worth 5+ cents/dollar).
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Earnings
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Special Notes
Summary
Bonus: $100 Amazon gift card upon approval
Earnings: Earns 3% back at Amazon or Whole Foods; 2% at restaurants, gas stations and wireless telephone services; 1% everywhere else
Special Perks: You can waive rewards on Amazon/Whole Foods purchases, and have 60 days to pay your bill instead.
Fees: No annual fee
The Pointer's Take: This is an easy $100 bonus, and with no annual fee + 3% back at Amazon/Whole Foods, there's no reason to get rid of it.  It could have huge value to Amazon resellers trying to manage their cash flow, but it's not recommended for spending outside of Amazon/Whole Foods.
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Earnings
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Summary
Bonus: $125 Amazon gift card upon approval (requires Prime membership)
Earnings: Earns 5% back at Amazon or Whole Foods; 2% at restaurants, gas stations and wireless telephone services; 1% everywhere else
Special Perks: You can waive rewards on Amazon/Whole Foods purchases, and have 90 days to pay your bill instead.
Fees: No annual fee
The Pointer's Take: This is an easy $125 bonus (if you already have a Prime membership), and with no annual fee + 5% back at Amazon/Whole Foods, there's no reason to get rid of it.  It could have huge value to Amazon resellers trying to manage their cash flow, but it's not recommended for spending outside of Amazon/Whole Foods.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: $100 bonus after spending $1,000 in 3 months
Earnings: Earns 1.5% cash back everywhere
Special Perks: None
Fees: No annual fee
The Pointer's Take: I'd sign up for the initial bonus, but not use the card for everyday spend after I got the bonus.  You can do better than 1.5% everywhere.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: $250 after spending $5,000 in 6 months + an additional $250 if you spend an additional $10,000 in 12 months
Earnings: Earns 5% cash back on office supply store and wireless telephone services; 3% cash back on one category of your choice: airlines, car rentals, gas stations, restaurants, advertising, shipping, computers; 1% cash back everywhere else
Special Perks: None
Fees: No annual fee
The Pointer's Take: The spending requirements are way too high in comparison to the bonus being offered.  Also, the earnings categories are nothing special.  I'd consider this a low priority card unless spending $15,000 is very easy for you.
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Earnings
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Fees
Special Notes
Summary
Bonus: Up to $600: $200 statement credit for every $10,000 spent (up to $30,000 spent) in your first 3 months
Earnings: 1.5% discount on purchases paid early
Special Perks:
  • You can take up to 60 days to pay a bill without any interest.
  • Premium roadside assistance
Fees: $250 annual fee (waived in the first year)
The Pointer's Take: This card really only makes sense for businesses with significant expenses that can be charged to a credit card, and if they need flexibility over payment terms more than rewards.
Bonus
Earnings
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Special Notes
Summary
Bonus: 10,000 Delta SkyMiles after spending $500 in 3 months
Earnings: 2 miles/dollar on U.S. restaurants and Delta; 1 mile/dollar on other purchases
Special Perks: None
Fees: No annual fee
The Pointer's Take: Delta's SkyMiles program is too unpredictable for me to recommend stockpiling their miles, but if you have a particular redemption in mind and need SkyMiles, then this is an easy way to earn some without an annual fee.
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Earnings
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Summary
Bonus: 50,000 Delta SkyMiles after spending $1,000 in 3 months
Earnings: 2 miles/dollar on Delta purchases; 1 mile/dollar on other purchases
Special Perks: First checked bag free, priority boarding
Fees: $95 annual fee (waived in the first year)
The Pointer's Take: Delta's SkyMiles program is too unpredictable for me to recommend stockpiling their miles, but if you have a particular redemption in mind and need SkyMiles, then 50,000 miles for $1,000 of spending is a good offer.
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Earnings
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Summary
Bonus: 30,000 Delta SkyMiles after spending $1,000 in 3 months + $50 statement credit for making a Delta purchase within 3 months
Earnings: 2 miles/dollar on Delta purchases; 1 mile/dollar on other purchases
Special Perks: First checked bag free, priority boarding
Fees: $95 annual fee (waived in the first year)
The Pointer's Take: This card is basically identical to the personal card, but it has baggage insurance (not particularly valuable) instead of free ShopRunner and a weaker sign up bonus.  I'd only sign up for this if I needed Delta miles badly, and I already had the Gold card.
Bonus
Earnings
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Summary
Bonus: 60,000 Delta SkyMiles after spending $2,000 in 3 months
Earnings: 2 miles/dollar on Delta purchases; 1 mile/dollar on other purchases; 10,000 Medallion Qualifying Miles (MQMs) for every $25,000 spent on the card (up to $50,000)
Special Perks: First checked bag free, priority boarding; 1 domestic main cabin companion certificate (upon renewal)
Fees: $195 annual fee
The Pointer's Take: The sign up bonus on this card is only marginally better than the Gold version, but the spending requirement is twice as high.  If you need Delta miles, I'd start with the Gold card unless you're a big spender that places a high value on Delta perks.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 35,000 Delta SkyMiles + 5,000 MQMs after spending $1,000 in 3 months.  $100 statement credit after making a Delta purchase in 3 months.
Earnings: 2 miles/dollar on Delta purchases; 1 mile/dollar on other purchases; 10,000 Medallion Qualifying Miles (MQMs) for every $25,000 spent on the card (up to $50,000)
Special Perks: First checked bag free, priority boarding; 1 domestic main cabin companion certificate (upon renewal)
Fees: $195 annual fee
The Pointer's Take: This card probably won't be worthwhile for the average consumer, but it has a number of benefits for big spenders who value Delta perks and elite status.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 70,000 Delta SkyMiles after spending $4,000 in 3 months
Earnings: 2 miles/dollar on Delta purchases; 1 mile/dollar on other purchases; 15,000 Medallion Qualifying Miles (MQMs) for every $30,000 spent on the card (up to $60,000)
Special Perks: First checked bag free, priority boarding; 1 domestic main cabin companion certificate (upon renewal); free Delta SkyClub lounge access
Fees: $450 annual fee
The Pointer's Take: Not worth it.  The main difference between this card and the Platinum version is SkyClub access, which you can easily get in other ways.  The bonus isn't much considering the high spending requirement.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 40,000 Delta SkyMiles + 10,000 MQMs after spending $3,000 in 3 months
Earnings: 2 miles/dollar on Delta purchases; 1 mile/dollar on other purchases; 15,000 Medallion Qualifying Miles (MQMs) for every $30,000 spent on the card (up to $60,000)
Special Perks: First checked bag free, priority boarding; 1 domestic main cabin companion certificate (upon renewal); free Delta SkyClub lounge access
Fees: $450 annual fee
The Pointer's Take: As with all of the premium Delta cards, it isn't worth the fee for most consumers.  You'd have to be a very high spender who places a lot of value on Delta perks and status for the cost to be worthwhile.
Bonus
Earnings
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Special Notes
Summary
Bonus: 100,000 Hilton Honors points after spending $1,000 in 3 months
Earnings: 7 Honors points/dollar on Hilton purchases; 5 Honors points/dollar on restaurants, gas stations and supermarkets; 3 Honors points/dollar on other purchases; Hilton Gold status for spending $20,000 in a calendar year
Special Perks: Hilton Silver status
Fees: No annual fee
The Pointer's Take: Even though Honors points aren't particularly valuable, this is a great sign up bonus considering the low spending requirement and no annual fee. 
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Earnings
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Summary
Bonus: 150,000 Hilton Honors points after spending $3,000 in 3 months
Earnings: 12 Honors points/dollar on Hilton purchases; 6 Honors points/dollar on restaurants, gas stations and supermarkets; 3 Honors points/dollar on other purchases; Free weekend award night for spending $15,000 in a calendar year
Special Perks: Hilton Gold status, 10 free Priority Pass lounge visits
Fees: $95 annual fee
The Pointer's Take: This card has a good bonus offer, and if you stay at Hilton hotels with any regularity, the Gold status and bonus points could be big.  The average person should probably start with the regular, no-annual-fee Hilton Honors AmEx card, though.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 150,000 Hilton Honors points after spending $4,000 in 3 months.  1 free weekend night after approval.
Earnings: 14 Honors points/dollar on Hilton purchases; 7 Honors points/dollar on flights, car rentals and restaurants; 3 Honors points/dollar on other purchases; Another free weekend award night for spending $60,000 in a calendar year
Special Perks: Hilton Diamond status, $250 resort credit, $250 airline fee credit, $100 on-property credit, Priority Pass Select membership, Premium Global Assist, Premium Roadside Assistance, free weekend night on your card anniversary
Fees: $450 annual fee
The Pointer's Take: This card has a great bonus, but the main attraction is in the perks.  Just keep in mind that you'd have to spend a lot of time travelling and staying at Hiltons to get sufficient value from those perks to justify the annual fee.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 125,000 Hilton Honors points after spending $3,000 in 3 months
Earnings: 12 Honors points/dollar on Hilton purchases; 6 Honors points/dollar on restaurants, gas stations, flights, car rentals, wireless telephone services and shipping; 3 Honors points/dollar on other purchases; Free weekend award night for spending $15,000 in a calendar year (2nd free night after $60,000 in spend)
Special Perks: Hilton Gold status, 10 free Priority Pass lounge visits
Fees: $95 annual fee
The Pointer's Take: This card is basically the same as the Hilton Ascend card with a lower bonus.  I'd go with the Ascend first, but this is still a strong card.
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Summary
Bonus: 10,000 Lowe's Business Rewards points after spending $200 in 30 days
Earnings: Earns 3 points/dollar with office supply stores and wireless telephone services, 2 points/dollar at Lowe's; 1 point/dollar everywhere else
Special Perks: 5% discount on some non-discounted Lowe's purchases
Fees: No annual fee
The Pointer's Take: For most people (even Lowe's fanatics), this card isn't worthwhile.  10,000 Lowe's points is essentially $100 in Lowe's gift cards or about $74 in American Express gift cards.  The 2 Lowe's points per dollar isn't that rewarding considering some cards offer 2% cash back on all purchases.  Even the 5% discount perk comes with a ton of restrictions.
Bonus
Earnings
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Summary
Bonus: 25,000 Membership Rewards points after spending $2,000 in 3 months
Earnings: Earns 2 points/dollar at U.S. supermarkets and AmExTravel.com, 1 point/dollar everywhere else, 20% bonus on points earned when you have 20+ purchases in a billing cycle
Special Perks: None
Fees: No annual fee
The Pointer's Take: This is a decent sign-up bonus, but the most interesting thing about this card is that it allows you to earn (and maintain) Membership Rewards points with no annual fee.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 20,000 Membership Rewards points after spending $1,000 in 3 months
Earnings: Earns 3 points/dollar at U.S. supermarkets, 2 points/dollar at U.S. gas stations and AmExTravel.com, 1 point/dollar everywhere else, 50% bonus on points earned when you have 30+ purchases in a billing cycle
Special Perks: None
Fees: $95 annual fee
The Pointer's Take: This is a good bonus considering how low the spending requirement is.  Just make sure you spend enough on groceries and gas to justify the annual fee if you want to keep the card.
Bonus
Earnings
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Fees
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Summary
Bonus: 15,000 Membership Rewards points after spending $1,000 in 3 months
Earnings: Earns 1 point/dollar on most purchases, 2 points/dollar at AmExTravel.com
Special Perks: None
Fees: $95 annual fee (waived in the first year)
The Pointer's Take: This is a pretty weak card.  The Everyday and Everyday Preferred offer better sign up bonuses and earnings.
Bonus
Earnings
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Fees
Special Notes
Summary
Bonus: 40,000 Membership Rewards points after spending $2,000 in 3 months
Earnings: Earns 4 points/dollar at U.S. restaurants and U.S. supermarkets, 3 points/dollar on flights and AmExTravel.com, 1 point/dollar everywhere else, 20% cash back on dining purchases for the first 3 months
Special Perks: $120 ($10/month) dining credit, $100 airline fee credit, $75 hotel fee credit when booking the Hotel Collection from American Express, Premium Roadside Assistance
Fees: $250 annual fee
The Pointer's Take: This is one of those cards that's expensive ($250 fee), but gives great value.  The fee credits alone can more than make up for the annual fee, plus it has great earnings.  The only reason to potentially hold back is that there has been a 50,000 point bonus in the past, and it could happen again in the future.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 75,000 Membership Rewards points after spending $5,000 in 3 months
Earnings: Earns 5 points/dollar on flights and pre-paid hotels booked through AmExTravel.com, 1 point/dollar everywhere else
Special Perks: $200 ($15-$35/month) Uber credit, $200 airline fee credit, Global Entry/TSA Pre-Check credit, Global Lounge Collection access, Starwood Preferred Guest/Marriott Gold Status, Hilton Gold Status, $75 hotel fee credit when booking the Hotel Collection from American Express, Premium Roadside Assistance, Premium Global Assist, Boingo Preferred wifi access, $100 Saks Fifth Avenue credit
Fees: $550 annual fee
The Pointer's Take: This is the mother of all high-fee, high-perk cards.  $550 is a lot to pay, but you can get it back in value from the bonus and credits/services.  If you want the credits/services more than the bonus, I'd recommend starting with the Ameriprise Platinum (no annual fee in the first year) version of the card.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 25,000 Membership Rewards points after spending $1,000 in 3 months
Earnings: Earns 2 points/dollar on flights and U.S. restaurants, 1 point/dollar everywhere else
Special Perks: Premium Roadside Assistance, $75 hotel fee credit when booking the Hotel Collection from American Express
Fees: $160 annual fee (waived in the first year)
The Pointer's Take: This card isn't a keeper (minimal perks, mediocre earning categories, high annual fee), but it has a good bonus considering the low minimum spend requirement.  It should be a one-year-and-done card for most people.
Bonus
Earnings
Perks
Fees
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Summary
Bonus: No bonus
Earnings: Earns 5 points/dollar on flights and pre-paid hotels booked through AmExTravel.com, 1 point/dollar everywhere else, 5,000 bonus points for every $20,000 spent
Special Perks: $200 ($15-$35/month) Uber credit, $200 airline fee credit, Global Entry/TSA Pre-Check credit, Global Lounge Collection access, Starwood Preferred Guest/Marriott Gold Status, Hilton Gold Status, $75 hotel fee credit when booking the Hotel Collection from American Express, Premium Roadside Assistance, Premium Global Assist, Boingo Preferred wifi access, $100 Saks Fifth Avenue credit
Fees: $550 annual fee (waived in the first year)
The Pointer's Take: That's right!  You can get all of the perks of a Platinum card (including double dipping on "calendar year" perks) without any annual fee in the first year.  Sure, there's no bonus, but free is hard to beat.  You don't have to be an Ameriprise customer to get this card.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 10,000 Membership Rewards points after spending $1,000 in 3 months
Earnings: Earns 2 points/dollar on U.S. restaurants, U.S. department stores, car rentals and airfare; 1 point/dollar everywhere else; $100 deposited in your Morgan Stanley account for spending $25,000
Special Perks: None
Fees: Membership Rewards can be converted to a Morgan Stanley deposit (1 point = 1 cent)
The Pointer's Take: Be aware that this card is only available to Morgan Stanley customers.  Luckily, it's not much of a loss if you don't have a Morgan Stanley account.  The sign up bonus is low, but if you need Membership Rewards, and AmEx rules prevent you from getting other cards, consider this one.  At least there's no annual fee and a few bonus categories for everyday spend.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 60,000 Membership Rewards points after spending $5,000 in 3 months
Earnings: Earns 5 points/dollar on flights and pre-paid hotels booked through AmExTravel.com, 1 point/dollar everywhere else, $500 for spending $100,000 in year
Special Perks: $200 ($15-$35/month) Uber credit, $200 airline fee credit, Global Entry/TSA Pre-Check credit, Global Lounge Collection access, Starwood Preferred Guest/Marriott Gold Status, Hilton Gold Status, $75 hotel fee credit when booking the Hotel Collection from American Express, Premium Roadside Assistance, Premium Global Assist, Boingo Preferred wifi access, $100 Saks Fifth Avenue credit, Invest with Rewards (1 point = 1 cent), add one Platinum card authorized user for no fee
Fees: $550 annual fee
The Pointer's Take: Be aware that this card is only available to Morgan Stanley customers.  If you're eligible for the card, you should know that it's basically identical to the regular Platinum card except the bonus is a little lower, there is a bonus for absurdly high spenders ($500 for spending $100,000) and you can add one authorized user (AU) who gets their own platinum card with no charge.  The free AU is a great perk for couples or families where some of them travel independently because each user gets their own access to lounges, hotel status, etc.  However, they don't get most of the fee credit in addition to the credits the main card holder already gets.
Bonus
Earnings
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Fees
Special Notes
Summary
Bonus: 60,000 Membership Rewards points after spending $5,000 in 3 months
Earnings: Earns 5 points/dollar on flights and pre-paid hotels booked through AmExTravel.com, 1 point/dollar everywhere else
Special Perks: $200 ($15-$35/month) Uber credit, $200 airline fee credit, Global Entry/TSA Pre-Check credit, Global Lounge Collection access, Starwood Preferred Guest/Marriott Gold Status, Hilton Gold Status, $75 hotel fee credit when booking the Hotel Collection from American Express, Premium Roadside Assistance, Premium Global Assist, Boingo Preferred wifi access, $100 Saks Fifth Avenue credit, up to $200 customer appreciation bonus based on Schwab investment level, Invest with Rewards (1 point = 1.25 cents)
Fees: $550 annual fee
The Pointer's Take: Be aware that this card is only available to Schwab customers.  However, it really only has a slight edge over the other versions of the Platinum card if you have significant investments with Schwab ($250,000+).
Bonus
Earnings
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Special Notes
Summary
Bonus: 10,000 Membership Rewards points after spending $3,000 in 3 months
Earnings: Earns 2 points/dollar on all purchases ($50,000 cap, then 1 point/dollar)
Special Perks: None
Fees: No annual fee
The Pointer's Take: In my opinion, this is the best card for everyday non-bonused spend.  2 Membership Rewards per dollar spent is an excellent baseline.  That being said, the bonus is crappy, and most people don't have enough "everyday" spend to get a card just for that.  You're probably better off spending toward a new card bonus than getting 2X on everyday spend if you have to choose.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 5,000 Membership Rewards points after first purchase
Earnings: Earns 1 points/dollar on all purchases
Special Perks: None
Fees: $95 annual fee (waived in the first year)
The Pointer's Take: There's absolutely nothing special about this card, but since AmEx combines hard inquiries, you might as well apply for this card when you apply for another AmEx card and get the easy bonus without the hard credit inquiry.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 50,000 Membership Rewards points after spending $5,000 in 3 months
Earnings: Earns 4 points/dollar on the 2 categories where you spend the most in that billing cycle among flights, advertising, technology providers, U.S. gas stations, U.S. restaurants and U.S. shipping; 1 point/dollar everywhere else
Special Perks: Premium Roadside Assistance, $75 hotel fee credit when booking the Hotel Collection from American Express, 25% rebate on Pay With Points booked through AmEx Travel
Fees: $295 annual fee
The Pointer's Take: The bonus is OK, but it comes with a big annual fee.  It could be worthwhile if you have significant spending in any of the bonus categories.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: Up to 75,000 Membership Rewards points (50,000 after spending $10,000, 25,000 more after spending an additional $10,000 all in 3 months)
Earnings: Earns 5 points/dollar on flights and pre-paid hotels booked through AmExTravel.com, 1.5 points/dollar on purchases over $5,000, 1 point/dollar everywhere else
Special Perks: $200 airline fee credit, Global Entry/TSA Pre-Check credit, Global Lounge Collection access, Starwood Preferred Guest/Marriott Gold Status, Hilton Gold Status, $100 hotel fee credit when booking the Hotel Collection from American Express, Premium Roadside Assistance, Premium Global Assist, Boingo Preferred wifi access,, 35% rebate on Pay with Points
Fees: $450 annual fee
The Pointer's Take: I wouldn't jump at this card.  The spend necessary for the bonus could be used to earn multiple bonuses from other cards, and most of the benefits and more are available with other versions of the Platinum card.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 75,000 Marriott points after spending $3,000 in 3 months
Earnings: Earns 6 points/dollar at Starwood/Marriott hotels, 2 points/dollar everywhere else, Earn Marriott Gold Status if you spend $35,000 in a calendar year
Special Perks: 1 free night (worth up to 35,000 points) on your card anniversary each year, Marriott Silver elite status, Free Boingo Preferred Wifi
Fees: $95 annual fee (waived in the first year)
The Pointer's Take: The bonus is OK, and the everyday spending benefits are pretty bad.  Given the restrictions on signing up for Marriott/Starwood cards (see "Special Notes" section), I'd start with other Starwood/Marriott cards first.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 75,000 Marriott points after spending $3,000 in 3 months
Earnings: Earns 6 points/dollar at Starwood/Marriott hotels, 3 points/dollar on restaurants and flights, 2 points/dollar everywhere else, Earn Marriott Platinum Status if you spend $75,000 in a calendar year
Special Perks: 1 free night (worth up to 50,000 points) on your card anniversary each year, Marriott Gold elite status, Free Boingo Preferred Wifi, Up to $300 in Marriott/SPG statement credits, Priority Pass Select, Global Entry/TSA Pre-Check fee reimbursement, Premium Roadside Assistance, Premium Global Assist
Fees: $450 annual fee
The Pointer's Take: This card has a lot of premium benefits, but I don't think they're worth the annual fee.  You can do better with other AmEx premium cards.  Also, keep in mind that there are restrictions on signing up for Marriott/Starwood cards (see "Special Notes" section).
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 75,000 Marriott points after spending $3,000 in 3 months
Earnings: Earns 6 points/dollar at Starwood/Marriott hotels; 4 points/dollar on restaurants, gas stations, wireless telephone services and shipping; 2 points/dollar everywhere else; Earn Marriott Gold Status if you spend $35,000 in a calendar year
Special Perks: 1 free night (worth up to 35,000 points) on your card anniversary each year, Marriott Silver elite status, Free Boingo Preferred Wifi, 15-night elite credit
Fees: $95 annual fee (waived in the first year)
The Pointer's Take: This card is better than the personal version.  Same bonus, more categories for extra earnings and a 15-night elite credit.  Keep in mind that there are restrictions on signing up for Marriott/Starwood cards (see "Special Notes" section).
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 20,000 Avianca LifeMiles after first use
Earnings: Earns 2 LifeMiles/dollar on Avianca purchases, 1 LifeMile/dollar on all other purchases
Special Perks: 15% discount on LifeMiles purchases through Multiply Your Miles
Fees: $59 annual fee
The Pointer's Take: Not worth anyone's time.  Even with no minimum spend requirement, 20,000 LifeMiles isn't worth the annual fee and the hard credit inquiry.  I'd wait for a better bonus.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 40,000 Avianca LifeMiles after first use
Earnings: Earns 3 LifeMiles/dollar on Avianca purchases, 2 LifeMiles/dollar at gas stations and grocery stores, 1 LifeMile/dollar on all other purchases, 1 50% discount on a mileage booking for Avianca flights between the US and Central America/Colombia after spending $12,000, a second 50% mileage discount after spending $24,000.
Special Perks: 15% discount on LifeMiles purchases through Multiply Your Miles, second checked bag free for flights between the U.S. and Central America/Colombia.
Fees: $149 annual fee
The Pointer's Take: The fact that there's no minimum spending requirement is huge.  I'd consider 40,000 LifeMiles to be worth the $149 fee, but I'd hold out for a bigger bonus.  This has been at 60,000 in the past.
Bonus
Earnings
Perks
Fees
Special Notes

Bank of America

Summary
Bonus: $150 statement credit after spending $500 in 90 days
Earnings: Earns 3X points on AAA purchases; 2X points on gas stations, grocery stores, wholesale clubs and drugstores; 1X points everywhere else.  AAA points can be turned into cash back at $0.01 each (starting at 5,000 points).
Special Perks: None.
Fees: No annual fee, but you must be AAA member.
The Pointer's Take: This card won't be worth most people's time.  You have to be a AAA member, the bonus isn't great and you can earn better cash back rates on those bonus categories with other cards.
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Earnings
Perks
Fees
Special Notes
Summary
Bonus: 25,000 Flying Blue miles after spending $1,000 in 90 days; 60 XP (status points) upon approval
Earnings: Earns 3X miles on Air France, KLM or SkyTeam airline purchases; 1.5X miles everywhere else; 5,000 bonus miles on your anniversary each year that you spend $50 or more; 40 XP on your anniversary each year that you spend $15,000 or more 
Special Perks: 20 XP each year on your anniversary.
Fees: $89 annual fee
The Pointer's Take: For most people, this will be a pretty mediocre card (OK bonus, good earnings rates but for points with unreliable value, not many perks).  I wouldn't use a 2/3/4 slot on it.
Bonus
Earnings
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Fees
Special Notes
Summary
Bonus: 30,000 Alaska Airlines MileagePlan miles + a $100 statement credit + a companion fare after spending $1,000 in 90 days
Earnings: Earns 3X points on Alaska Airlines purchases; 1X points everywhere else.
Special Perks: Free checked bag, one free companion pass each year.
Fees: $75 annual fee
The Pointer's Take: Alaska Airlines are some of the best there are, and this card is the best way to start accumulating them.  Just make sure you don't run afoul of Bank of America's 2/3/4 rule (see "Special Notes").
Bonus
Earnings
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Fees
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Summary
Bonus: 30,000 Alaska Airlines MileagePlan miles + a companion fare after spending $1,000 in 90 days
Earnings: Earns 3X points on Alaska Airlines purchases; 1X points everywhere else.
Special Perks: Free checked bag, one free companion pass each year.
Fees: $75 annual fee
The Pointer's Take: If you're looking for Alaska Airlines miles, this card should be your second stop after the personal version of the card (it comes with a statement credit).  Just make sure you don't run afoul of Bank of America's 2/3/4 rule (see "Special Notes").
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Summary
Bonus: 15,000 Allegiant points ($150 off) after spending $1,000 in 90 days
Earnings: Earns 3X points on Allegiant purchases; 2X points on dining; 1X everywhere else.
Special Perks: Priority boarding and a free onboard drink; buy one qualifying vacation package, get companion airfare free.
Fees: $59 annual fee
The Pointer's Take: This card doesn't have the most attractive bonus or earnings categories, and it comes with an annual fee.  For most people, this card isn't worthwhile.
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Summary
Bonus: 20,000 Amtrak Guest Rewards points after spending $1,000 in 90 days
Earnings: Earns 3X points on Amtrak purchases; 2X points on travel; 1X everywhere else, 1,000 tier qualifying points for every $5,000 spent (up to 4,000 tier qualifying points)
Special Perks: Annual companion coupon, annual upgrade coupon, free lounge pass, 5% rebate on redeemed points.
Fees: $79 annual fee
The Pointer's Take: If you're a train traveler, this is an excellent card.  Amtrak points are actually quite valuable (up to 2.9 cents toward tickets) plus you get a 5% rebate on points redeemed with no cap.
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Earnings
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Summary
Bonus: 12,000 Amtrak Guest Rewards points after spending $1,000 in 90 days
Earnings: Earns 2X points on Amtrak purchases; 1X everywhere else
Special Perks: 5% rebate on redeemed points
Fees: No annual fee
The Pointer's Take: This card isn't ideal for a new sign up (same spending requirement as the "World" card with a smaller bonus), but it's great if you have the "World" card and want to downgrade.  You keep the 5% rebate perk with no annual fee.
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Earnings
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Summary
Bonus: 30,000 Asiana miles after spending $3,000 in 90 days
Earnings: Earns 3X miles on Asiana purchases; 2X miles on gas and groceries; 1X everywhere else
Special Perks: 2 Asiana lounge invitations each year, 10,000 bonus mile certificate each year, $100 annual rebate for Asiana ticket purchases.
Fees: $99 annual fee
The Pointer's Take: While this wouldn't be my highest priority BoA card given the 2/3/4 limitations, it's still a good one.  Asiana miles are very valuable, and the 10,000 bonus miles each year can be more valuable than the $99 fee.
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Earnings
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Fees
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Summary
Bonus: 10,000 Asiana miles after your first purchase
Earnings: Earns 2X miles on Asiana purchases; 1X everywhere else
Special Perks: 2 $100 annual rebates for Asiana ticket purchases.
Fees: $80 annual fee
The Pointer's Take: For just $19 more in annual fees, the personal version of this card offers better earnings, bonus and perks.  There's no need to bother with this business version.
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Earnings
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Summary
Bonus: 50,000 points after spending $3,000 in 90 days
Earnings: Earns 2X miles on travel and dining, 1.5X everywhere else, 25% - 75% bonus on points earned depending on how much you have invested with Bank of America.
Special Perks: $100 airline incidentals statement credit, $100 Global Entry/TSA Pre-Check credit.
Fees: $95 annual fee
The Pointer's Take: This is a great bonus (50,000 points = $500) with decent earnings, but the card isn't really a keeper unless you have a significant amount invested with Bank of America.
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Earnings
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Summary
Bonus: 25,000 points after spending $1,000 in 90 days
Earnings: Earns 1.5X everywhere, 10% - 75% bonus on points earned depending on how much you have invested with Bank of America.
Special Perks: None.
Fees: No annual fee
The Pointer's Take: This is a good bonus (25,000 points = $250 toward travel), especially since there's no annual fee.  Still, probably not special enough to take up a 2/3/4 slot considering Bank of America's other choices.
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Earnings
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Summary
Bonus: 25,000 points after spending $1,000 in 90 days
Earnings: Earns 1.5X everywhere, 3X on travel booked through the Bank of America Travel Center.
Note: earnings can be boosted 25% - 75% based on your business relationship status with Bank of America.
Special Perks: None.
Fees: No annual fee
The Pointer's Take: I'd go with the personal version of this card if you have any deposits with Bank of America (better earnings).  Otherwise, this and the personal card are nearly identical.
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Earnings
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Summary
Bonus: $150 after spending $500 in 90 days
Earnings: Earns 3% cash back on your choice of gas, online shopping, dining, travel, drug stores, or home improvement/furnishings; 2% on grocery and wholesale clubs (bonus earnings only applies to the first $2,500 of purchases in the bonus categories); 1% everywhere else.
Note: earnings can be boosted 25% - 75% based on your personal relationship status with Bank of America.
Special Perks: None.
Fees: No annual fee
The Pointer's Take: This is a good card for people who want a decent bonus from very minimal spending.
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Summary
Bonus: $300 after spending $3,000 in 90 days
Earnings: Earns 3% cash back on one of these categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services; 2% on restaurants; 1% everywhere else. 
Note: earnings can be boosted 25% - 75% based on your business relationship status with Bank of America.
Special Perks: None.
Fees: No annual fee
The Pointer's Take: The spending requirement on this card is too high relative to the bonus so I wouldn't jump at it.  It could still make sense if you have business relationship status that enhances your earnings (see "Earnings" tab).
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Earnings
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Summary
Bonus: $200 after spending $500 in 60 days
Earnings: None.
Special Perks: None.
Fees: No annual fee
The Pointer's Take: This card doesn't really have any perks or earnings, but the sign up bonus isn't too bad considering how little effort/spend is required.
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Earnings
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Summary
Bonus: 10,000 Celebrity MyCruise points after one purchase within 90 days; $300 future cruise discount for spending $5,000 in 60 days
Earnings: 2 MyCruise points/dollar on purchases with Celebrity, Royal Caribbean and Azamara Club Cruises; 1 MyCruise point/dollar on all other purchases; 10,000 MyCruise points on your anniversary if you spend $10,000 within your first year
Special Perks: "Buy one, get one 50% off" specialty dining (one per voyage), 10% off private journeys, $50 discount on Flights by Celebrity, 10% off premium beverage packages
Fees: $69 annual fee
The Pointer's Take: This card has a weak bonus (10,000 points is a $100 on-board credit) when you could get better cash-based offers without annual fees and that don't tie you to redeeming with Celebrity or partners.  Also, having to spend $5,000 in 60 days for a $300 discount is pretty weak in the credit card world.  With mediocre perks, this card will be a hard pass for most people.
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Summary
Bonus: 10,000 WorldPoints after one purchase within 90 days
Earnings: 3 WorldPoints/dollar on purchases with Norwegian; 1 WorldPoint/dollar on all other purchases
Special Perks: None
Fees: No annual fee
The Pointer's Take: If you're going to be sailing with Norwegian, this seems like an easy way to earn an onboard credit (10,000 points = $100 credit) since there's no annual fee and no minimum spend required.  Separately, you should be aware that you'll be earning Bank of America WorldPoints, where one use is to redeem them for a Norwegian onboard credit.  You're not earning reward points with Norwegian (which has a separate Lattitudes Rewards program).
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Summary
Bonus: 10,000 Royal Caribbean MyCruise points after one purchase within 90 days; $50 Air2Sea airfare discount for spending $3,500 in 90 days
Earnings: 2 MyCruise points/dollar on purchases with Celebrity, Royal Caribbean and Azamara Club Cruises; 1 MyCruise point/dollar on all other purchases
Special Perks: None
Fees: No annual fee
The Pointer's Take: If you're going to be sailing with Royal Caribbean or a sister brand, this seems like an easy way to earn an onboard credit (10,000 points = $100 credit) since there's no annual fee and no minimum spend required.
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Earnings
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Summary
Bonus: 15,000 bonus miles after your first purchase + 15,000 bonus miles after spending $500 in 90 days
Earnings: 2 Free Spirit miles/dollar on all purchases; 5,000 Free Spirit miles on your anniversary each year you spend $10,000
Special Perks: None
Fees: $59 annual fee (waived in the first year)
The Pointer's Take: Spirit miles aren't particularly valuable so this bonus and earnings rate aren't very attractive.  I'd pass.
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Earnings
Perks
Fees
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Summary
Bonus: Up to 90,000 Flying Club Miles: 20,000 miles after first purchase, 50,000 miles for spending $12,000 in 6 months, 7,500 anniversary miles for spending $15,000 in the first year, 7,500 anniversary miles for spending $25,000 (total) in the first year, 5,000 miles for adding two authorized users
Earnings: 3 Flying Club miles/dollar on Virgin Atlantic purchases; 1.5 Flying Club miles/dollar on all other purchases, 25 tier points for every $2,500 spent (up to 50 tier points/month), 1 anniversary gift when you spend $25,000 in a year: one cabin upgrade or one companion fare.
Special Perks: None
Fees: $90 annual fee
The Pointer's Take: Don't go for the full 90,000 mile bonus!  Most of that spending can be put toward better bonuses, but this is a great card if you're just going for the 20,000 first purchase bonus and the 50,000 for $12,000 spend.  It's a good way to rack up Virgin Atlantic Flying Club miles, but I wouldn't consider the card a keeper unless you do a lot of flying with Virgin Atlantic.
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Earnings
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Barclays

Summary
Bonus: 60,000 American Airlines AAdvantage Miles after your first purchase
Earnings: 2 AAdvantage miles/dollar on American Airlines purchases, 1 AAdvantage mile/dollar on all other purchases.
Special Perks: First checked bag free, preferred flight boarding, 25% in-flight food/beverage credit, access to reduced mileage awards.  Starting May 2019: $25/year wifi credit.
Fees: $95 annual fee
The Pointer's Take: This card is excellent for the bonus: 60,000 miles for 1 purchase and a $95 fee!  That's insane!  However, it's definitely not a keeper for year 2 when they want that annual fee again.
Bonus
Earnings
Perks
Fees
Special Notes
Summary
Bonus: 60,000 American Airlines AAdvantage Miles after spending $1,000 in 90 days
Earnings: 2 AAdvantage miles/dollar on American Airlines purchases or purchases at office supply, telecom and care rental merchants, 1 AAdvantage mile/dollar on all other purchases, 5% annual mileage bonus on all spending, $99 companion certificate when you spend $30,000 in an account year, $3,000 Elite Qualifying Dollars for spending $25,000 in a calendar year
Special Perks: First checked bag free, preferred flight boarding, 25% in-flight food/beverage credit, access to reduced mileage awards
Fees: $95 annual fee
The Pointer's Take: The consumer version of the card is even better deal, but this is still a great one.  Also like the consumer card, the earnings rate and perks aren't good enough to justify a $95 annual fee in year 2 when there's no bonus.
Bonus
Earnings
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Fees
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Summary
Bonus: 70,000 Arrival miles  after spending $5,000 in 90 days
Earnings: 2 Arrival miles/dollar on all purchases, 5% rebate on points redemptions
Special Perks: Chip + PIN capability
Fees: $89 annual fee (waived in the first year)
The Pointer's Take: If you can manage the $5,000 spending requirement, this is an excellent card.  70,000 Arrival miles are worth $700 in statement credits travel purchases...and the annual fee is waived in year 1.
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Summary
Bonus: 32,000 Choice Privileges points after spending $1,000 in 90 days
Earnings: 5 Choice Privileges points/dollar on Choice hotel purchases (including points and gift card purchases), 2 points/dollar on other purchases; 8,000 bonus points on your anniversary if you spend $10,000 or more
Special Perks: Chip + PIN capability
Fees: No annual fee
The Pointer's Take: I wouldn't jump at this card without a very specific need for Choice points.  The earnings and bonus are pretty mediocre.  I'd start by focusing limited spend on other cards.
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Earnings
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Summary
Bonus: 25,000 Diamond Plus Points after your first purchase
Earnings: 2 Diamond Plus points/dollar on Diamond Resorts purchases (excluding down payments); 1 Diamond Plus point/dollar on other purchases; 500 bonus points for every $2,000 spent
Special Perks: Chip + PIN capability
Fees: No annual fee
The Pointer's Take: What a worthless card!  The sign up bonus is weak: points worth maybe $25.  The everyday earnings are terrible when you realize these points have a fixed value of 1 cent/point at best, and you could earn 2 cents/dollar on a good cash cashback card that could be used anywhere (not just Diamond Resorts...which I've never heard of).
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